US technology company, NCR Corporation has announced the launch of NCR APTRA Mobile Banking 3.0, a new global mobile banking platform that will allow banks to offer customers banking services via downloadable apps, mobile browser or SMS.
The solution provides all the features consumers need to manage their money and enables banks to scale and integrate mobile with other online, kiosk, ATM and teller banking channels.
Mobile banking has increased by 100 per cent in many countries since 2010, according TNS research. ABI Research predicts 400 million global consumers are expected to be using mobile banking by 2014.
NCR said that its new mobile banking platform builds on its existing mobile banking and travel mobile services, through its 2010 acquisition of Edinburgh, Scotland-based Mobiqa, to provide support for more than 10,000 mobile devices, more than 600 wireless providers, and in more than 200 countries.
The NCR APTRA Mobile Banking 3.0 solution gives financial institutions a simple and fast way to set up a range of mobile banking services, such as account balances checks, transaction history, money transfer between accounts, bills payment, and branches and ATM location.
The consumer interface is consistent across multiple devices and modes, providing support for multiple languages and currencies. NCR mobile banking also offers multi-channel enrolment, letting consumers sign up at ATMs, online or in-branch kiosks.